The first transparent, interactive calculator that shows you exactly how Variable Annuity guarantees, fees, and market scenarios affect your retirement. Built for consumers, trusted by financial advisers.
Most VA calculators show fixed-rate projections. Ours simulates real market scenarios so you can see how guarantees actually work — in bull markets, bear markets, and everything in between.
GMDB, GMAB, GMWB, GMWB+Ratchet, and GMIB — see how each protection works in real market scenarios, not just fixed-rate projections.
Drag market scenarios, adjust parameters, and watch 30 years of contract behaviour update instantly. No waiting, no server calls.
See exactly how rider charges, management fees, and surrender schedules erode or protect your investment over time.
Compare your VA account value against a naked portfolio (no insurance wrapper) to understand the true cost and value of guarantees.
Every chart, number, and scenario comes with clear explanations. No jargon — just the facts you need to make informed decisions.
Powered by MatLogica AADC — the same computation technology used by insurance companies. Simplified interface for consumers, advanced mode for professionals.
Try our free interactive calculator. No signup required. See how guarantees, fees, and market scenarios affect your retirement in seconds.
